<b id="znlt9"></b>

            <nobr id="znlt9"><ins id="znlt9"><output id="znlt9"></output></ins></nobr>

                <dfn id="znlt9"></dfn>
                <p id="znlt9"></p>

                  ?

                  [配資哪家正規]雙語:丹麥銀行推出世界首例負利率貸款

                  2020-10-04 08:04:47 121 期貨配資 雙語新聞,丹麥銀行世界首例負利率貸款,

                  最新雙語文章>>點擊查看  
                  時事   百科   科技   美食   心理   身體奧秘  

                    在瑞士的銀行存錢不但沒有利息拿,存得多的還要支付高額年費,這意味著存款將越存越少;在丹麥的銀行貸款買房子,居然無需付利息,銀行還要倒貼錢,這世界是怎么了?

                    Photo by Dmitry Moraine on Unsplash

                    A Danish bank has launched the world’s first negative interest rate mortgage – handing out loans to homeowners where the charge is minus 0.5% a year.

                    一家丹麥銀行推出了世界首例負利率按揭貸款——房貸年利率為-0.5%。

                    Negative interest rates effectively mean that a bank pays a borrower to take money off their hands, so they pay back less than they have been loaned.

                    負利率的意思是,銀行付錢讓借貸者使用資金,貸款人還的錢比借的錢還少。

                    Jyske Bank, Denmark’s third largest, has begun offering borrowers a 10-year deal at -0.5%, while another Danish bank, Nordea, says it will begin offering 20-year fixed-rate deals at 0% and a 30-year mortgage at 0.5%.

                    丹麥第三大銀行日德蘭銀行已經開始向借貸者提供年利率為-0.5%的十年期貸款,而另一家丹麥銀行諾底亞銀行將開始提供固定年利率為0%的20年期貸款和年利率為0.5%的30年期貸款。

                    Under its negative mortgage, Jyske said borrowers will make a monthly repayment as usual – but the amount still outstanding will be reduced each month by more than the borrower has paid.

                    日德蘭銀行稱,申請負利率貸款的借貸者將如常支付月供,但余下貸款每月扣除額將多于每月還款額。

                    outstanding['a?t'st?nd??]: adj. 未償付的

                    "We don’t give you money directly in your hand, but every month your debt is reduced by more than the amount you pay,” said Jyske’s housing economist, Mikkel H?egh.

                    日德蘭銀行的房產經濟學家米克歐·赫格說:“我們不會直接把錢給你,但每個月你的債務減少額會高于你的還款金額?!?

                    The mortgage is possible because Denmark, as well as Sweden and Switzerland, has seen rates in money markets drop to levels that turn banking upside-down.

                    這種貸款之所以可行,是因為在丹麥、瑞典、瑞士這些國家,貨幣市場的利率降幅已經讓銀行業務出現“倒掛”。

                    H?egh said Jyske Bank is able to go into money markets and borrow from institutional investors at a negative rate, and is simply passing this on to its customers.

                    赫格說,日德蘭銀行能夠以負利率從貨幣市場和機構投資人那里借到錢,現在只不過是將這種借款方式用于銀行客戶。

                  版權保護: 本文由 場外股票配資資訊網 原創,轉載請保留鏈接: http://www.www.pqhhyvx.cn/qihuopeizi/24716.html

                  相關文章

                  推薦文章

                  熱門文章

                  ? 中文字幕不卡在线视频 百度“好物新知节”黄金专场直播单场成交额突破一千万 近日, 百度双十一“好物新知节”推出“探秘黄金工厂”直播,这也是“好物新知节”的首场黄金专场直播。直播间内,主播带领网友“云参观”金条的制作过程,并上线了近50款品牌特价黄金制品,截止当天17:30直播结束,一场直播成交额突破1000万元。   据介绍,作为本次“好物新知节”的主打产品之一,黄金专场通过直播参观和讲解的方式,让网友在了解黄金制作知识和投资知识的基础上,再根据个人需求自由选购。   据悉,百度“好物新知节”将一直持续至11月20日,接下来还将有更多场次的黄金专场直播,以及更多美妆、数码、宝石、名酒、家居和秋冬服饰等好物大促直播,如iPhone 12 Pro Max、瑞丽家居、百雀羚、延边原产地三农产品等都将亮相直播间。 在线视频?国产?自拍